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Wife kills herself and two children after husband fakes death to receive insurance payment without telling them

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The largest matter on Chinese social media in the mean time is a tragic story of a person who faked his personal death to receive insurance payment.

According to Shanghaiist, the person from Hunan province China, faked his personal death after falling into debt and taking out a 1 million yuan ($144,000) life insurance coverage on himself, hoping to save his household. He failed to inform his household of his plan, main to his spouse killing herself together with their two younger children.

The 34-year-old man surnamed “He” reportedly disappeared on September nineteenth after borrowing a automobile which was later discovered crashed within the Zijiang River of Xinhua county. Police searches of the river and surrounding space failed to flip up He’s physique.

Three weeks later, his 31-year-old spouse surnamed “Dai” was seen on surveillance digicam strolling with the couple’s four-year-old son and three-year-old daughter to a pond close to their village. Upon reaching the pond, Dai then certain the children’s arms and threw them into the water earlier than additionally drowning herself.

Before going to the pond that day, Dai had left behind a suicide observe on WeChat. In the observe, she stated that she had misplaced the desire to stay, not in a position to bear the burden of being accused of inflicting her husband’s death by He’s household, who, she claims, additionally accused her of being lazy, loopy, and a spendthrift to boot.

Dai additionally wrote that she and her husband had been fortunately married and that she beloved and missed him, explaining that she was taking her life and these of her children in order that they may all be collectively once more.

The day after the three our bodies have been discovered, Mr. He arrived on the native police station, tearfully confessing to faking his personal death so as to remedy his monetary difficulties. Police said that He was greater than 100,000 yuan ($14,000) in debt after taking out a web based mortgage and that just a little greater than every week earlier than faking the crash, he had taken out a 1 million yuan ($144,000) life insurance coverage on himself.

Just prior to turning himself in, He filmed a video and shared it on social media. The video exhibits him wailing on the bottom for greater than two minutes. In between sobs, he apologizes to his lifeless children, crying that he thought that by hiding from his previous he would assist them transfer ahead, however explaining that he by no means thought his spouse’s love for him was so robust that she would sacrifice herself and her children.

In the clip, Mr. He additionally explains the rationale that he took out on-line loans and overdrew his bank cards, saying that the cash was to pay for his daughter’s epilepsy remedy. Both households have confirmed that the little woman did have epilepsy, however Dai’s cousin told reporters that, whereas expensive at first, the woman’s situation was not extreme or terribly costly to deal with, questioning why He had determined to take out such a giant mortgage.

Police have detained He for intentional destruction of property and insurance fraud. However, Chinese authorized specialists have chimed in on the case, explaining that it’s unlikely that He will probably be convicted of fraud. Dai didn’t find out about his plan or concerning the coverage, that means that she by no means truly filed a declare for the 1 million yuan.

It’s unclear if Dai’s household will strive to maintain He answerable for the deaths of his spouse and children. However, authorized specialists additionally discover that an unlikely conviction as nicely. In the meantime, Dai’s household has truly pointed the finger at He’s household because the trigger for this tragedy, accusing them of pressuring Dai into doing what she did.

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